We belong to a generation that demands instant gratification. I want it - I want it now and I have the means to get it now. We floss over our incessant urges to shop and call it something nice, like retail therapy. Might as well call it increasing debt, or bad self-control.Take a walk around any shopping destination - your senses are likely to be tempted with a wide array of bogofs (buy one, get one free) offers, upto 50% off sales, reduction sales, prizes, competitions, member priveleges. Admit it, we are all sitting ducks for great marketing minds!...